Ask for loans with a head: Shared practice even in board games

Who has not spent an entire afternoon, for example on a rainy day, playing board games? It is something we have all done as children, either with our family or with our friends. The truth is that the world of board games is on the rise again; yes, this time aimed at a more adult audience. Although the youngest continue to enjoy the classic games of a lifetime, both designers and distribution companies are betting on more complex games both in theme and mechanics.

Ask for loans to the bank

Ask for loans to the bank

You may have heard of the annual convention held in October in the German city of Essen (known as Spiel Essen). More than one million new games are presented at this fair and more than 150,000 visitors come to spend the 4 days trying new things, attending designer conferences, spending hundreds of euros on special promotions launched those days or simply for the pleasure of Meet the designer of your favorite game and ask him to sign it.

This time we are going to talk about games that have built-in mechanics related in some way to the loans. You may only know games like Trivial, Risk or Monopoly, but the latter, for example, has a somewhat similar mechanics. In Monopoly if at any time you have a shortage of money, the rules allow you to mortgage your land to the bank; thus recovering part of his money invested, being able to avoid, at least for a few shifts, the broken bank and thus not lose the game. In fact, at least in the classic Spanish edition, there was the situation that the blue streets, which used to go unnoticed for their low value, what was received from the mortgage (which was indicated on the reverse of the letter) was exactly what same as it cost to buy; so, if houses were not built, all the money invested could virtually be recovered at any time without any loss.

Mechanics of the loans

Mechanics of the loans

In “Le Havre” game based precisely in that French city, it has implemented the mechanics of the loans that we mentioned before. This city has the second largest port in France, only after Marseille (in fact “havre” means etymologically, port). The objective of this title is to knead as much fortune as possible throughout the game. How? Importing resources transforming them for others of greater value in the industries and exporting them. What is the problem? That we started with very little money and we are forced to ask for loans to the bank, being very clear that the longer it takes to pay them back, the more interest they will charge us (exactly, as in life itself). In case of not being able to return before the end of the game the player will be heavily penalized and it will be almost impossible to win.

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